We also offer various types of supplemental insurance plans, which are needed when life’s unexpected health issues come up. Having this type of insurance can save you thousands of dollars in medical bills. Our experienced staff of supplemental insurance agents in McKinney, TX will help you choose the plan that will work for your current situation, as well as help you plan for unexpected problems that may occur in the future. See the information below to read more about the types of supplemental insurance our McKinney, TX agency can help you find. Supplemental coverage options, also referred to as ancillary benefits, are often overlooked, but are an affordable health insurance option for many individuals and families. Our team in McKinney, TX offers dental, life, and hospital indemnity insurance, in addition to a wide range of other products that can supply extra protection on top of your traditional medical plan.
We provide the following types of supplemental insurance protection:
- Dental Insurance
- Vision Plans
- Cancer
- Life Insurance
- Hospital Indemnity
- Critical Illness Plans
- Short Term Medical
- Accident Plans
Hospital Indemnity Insurance Plans
What is hospital indemnity insurance?
Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan that our McKinney, TX agency can help you learn more about.
How is the Hospital Plan different from a traditional medical plan?
Medical insurance reimburses the insured, or provider, for covered and approved medical services, procedures, equipment, and prescription drugs. The Hospital Plan pays a lump-sum payment directly to the insured for a covered hospital confinement, outpatient surgery, and emergency injury or sickness.
Critical Illness and Cancer Insurance Plans
How is a Cancer Plan different from a traditional medical plan?
Medical insurance reimburses the insured, or provider, for covered and approved medical services, procedures, equipment, and prescription drugs. The Cancer Plan pays an immediate one-time, lump-sum payment directly to the insured upon initial diagnosis of covered cancer. The cancer insurance policy benefit can be used for any purpose you choose. Our supplemental insurance brokers in McKinney, TX can provide more information, so you can determine if this plan is right for you.
Accident Insurance Plans
Accident Insurance is a supplemental insurance our McKinney, TX insurance experts can help you learn more about. It helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams, and other expenses you may face, such as transportation and lodging needs.